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St. Louis Fathers' Rights & Divorce Law Blog

The link between divorce and a bad credit score

It is generally understood that divorce can be expensive. But long after the divorce has been finalized, many people are horrified to discover that their credit score has taken a dive. While this problem is certainly associated with divorce, it is not typically caused by divorce costs themselves.

Instead, many divorcees suffer damage to their credit scores for a number of reasons related to joint debt, reduced income and even spousal identity theft. We'll discuss some of these issues in today's post.

Choosing legal separation over divorce for insurance reasons

19421036_S.jpgOur posts last week focused on legal separation as an alternative or precursor to divorce. While many couples use separation as a way to gain breathing room and figure out if divorce is necessary, we mentioned that some people opt for legal separation because divorce is not an option.

This could be due to religious or cultural beliefs that stigmatize divorce. But it could also be due to a shared marital benefit that one spouse cannot afford to lose, such as health insurance. In a recent article on the Huffington Post, a woman named Christine Blackburn shared her own story of choosing legal separation for insurance reasons.

Legal separation can bring relationship clarity & focus: Part II

4256662_S.jpgEarlier this week, we began a discussion about legal separation. For most couples, it provides an opportunity for reflection about the relationship as well as a break from the cyclical patterns of negativity and argument.

For other couples, however, legal separation merely delays the divorce process because one spouse or both spouses fail to use the time and distance conscientiously. In today's post, we'll discuss how couples can add productive structure to their separation.

Legal separation can bring relationship clarity & focus: Part I

34842907_S.jpgIt often takes a long time for unhappy couples to decide that divorce is both necessary and mutually desired. Long before filing for divorce, a couple may go through various stages of separation - most of them emotional in nature. During these "cooling off" periods, some couples decide that they want to try reconciliation while others confirm that divorce is right move.

Like nearly all other states, Missouri has laws allowing for legal separation. In this week's posts, we'll discuss why separation can be useful as an alternative to divorce, as way to rekindle a relationship or as a stepping stone toward divorce.

Thinking about a prenup? Find the right way to negotiate

9860947_S.jpgThe words "prenuptial agreement" have countless connotations -- and not all of them good. Some people think that creating a prenup means your marriage won't last. Others think they are reserved for the wealthiest people. Others say it turns your marriage into a business contract.

Despite what people may think about prenuptial agreements, the reality is that they can be beneficial for numerous couples in Missouri. A prenup can protect assets that you bring into your marriage, it can help you determine property division should divorce ever become necessary, and it can give you and your future spouse an opportunity to make sure you are on the same page about your assets and finances. Although there are numerous benefits to having a prenup, finding the right way to bring it up can be challenging.

Helping school-aged children cope with divorce

21191584_S.jpgIn a recent post, we discussed how divorce affects children differently depending on their ages. Today, we'll examine one specific age group - school-aged children between 6 and 12 years old.

Major life transitions such as divorce can be difficult for children at this age. For that reason, it's important to take proactive measures to reduce the stress on your children and provide a loving, supportive environment where they can feel safe and secure.

The risk of divorce varies among health care professionals

21623211_S.jpgMany couples get divorced every year in Missouri. Does your profession play a role in your risk for divorce? Some researchers believe it may, at least if you work in the medical field. 

Despite previous beliefs that doctors had a higher risk for divorce, a new study is proving that theory wrong. The study found that in the medical community, doctors are less likely to get divorced compared to other health care workers. 

How your divorce may affect the future of your small business

35601292_S.jpgMany Americans who start their own business are intensely focused on making it a success. There is so much work and sacrifice in those first shaky years that the business owner may need to depend on the physical and financial help of his or her spouse. And, of course, some couples choose to start a business together from the very beginning.

When business is good and the marriage is healthy, owning a business with your spouse (or with an investment from your spouse) can be a dream. If the marriage is headed toward divorce, however, co-owning a business can become a nightmare.